Joyrelos Hi there! Thanks for sharing your suggestion.
The ability to hold money in the VibePay app is not currently available, VibePay simply tracks transactions via your bank account. Saying that the ability to hold money in the app is something that may become possible in a future update. I can imagine it will open up a few possibilities such as the one you mentioned in saving money in the VibePay app.
I wonder what else this feature could be used for if it was made possible?
Looking forward to hearing more suggestions and thanks again 😀